Privacy Policy & Terms of Service
Last updated: July 2026
Important Notice: Stable Channels is a self-custodial Bitcoin wallet. You retain full control of your private keys and funds. If you do not understand the risks of self-custody and Lightning Network usage, do not use this app.
Introduction
Stable Channels is a self-custodial Bitcoin Lightning wallet designed to enable programmable payment flows. We do not have custody of your funds at any time.
Not a Cryptocurrency Exchange
Stable Channels is not a cryptocurrency exchange, brokerage, custodian, or money services business. We do not buy, sell, or exchange cryptocurrency or fiat currency on anyone's behalf, do not operate an order book or matching engine, and do not offer fiat on- or off-ramps. The app is self-custodial software that lets peers manage Bitcoin volatility and exposure directly with one another over the Lightning Network.
Everything in Stable Channels is self-custody: at no point do we, or any third party, hold, control, or take possession of your funds.
Data Collection
We collect a limited set of data necessary to operate the app's core functionality.
Types of Data Collected
- Financial Information (Other Financial Info) - Payment-related data (e.g., routed payments, channel activity) processed and stored to enable Lightning functionality.
- Identifiers (User ID) - Pseudonymous identifiers (such as node identifiers or session-related identifiers) used to associate activity with a specific wallet instance.
- Usage Data (Other Usage Data) - Operational and diagnostic data related to app performance and payment execution.
- Push Notification Tokens - Device tokens are stored to deliver payment and channel-related notifications.
How Data Is Used
Data is used strictly for:
- Enabling Lightning payments and channel management
- Associating payments with a wallet/session
- Maintaining service reliability and performance
- Delivering push notifications
We do not use data for advertising, marketing, or profiling purposes.
Data Linkage
Collected data may be linked to a user's wallet or device identifier to ensure correct operation of payment and channel functionality.
We do not attempt to associate this data with real-world identity (such as name, email, or physical identity).
No Tracking
We do not:
- Track users across apps or websites
- Share data with advertising networks or data brokers
- Use third-party data for profiling
All data use is strictly first-party and limited to app functionality.
Third-Party Services
The app interacts with:
- Liquidity Service Providers (LSPs) for channel operations
- Public price APIs (Kraken, Bitstamp, Coinbase, CoinGecko, Blockchain.com)
These services are required for core functionality. We do not use third-party advertising or tracking SDKs.
Self-Custody
- Private keys are generated and stored on your device
- We cannot access, recover, or control your funds
- You are solely responsible for securing your seed phrase
- All funds remain under your exclusive control at all times - there are no custodial accounts or balances held by us or anyone else
Operational Requirements
- Your device must be periodically reachable for payment coordination
- Push notifications may be used to wake the app
- Extended offline periods may impact channel stability
Channel Duration
Channels are not guaranteed to remain open. While we target a minimum duration, channels may close due to protocol conditions or counterparty actions.
No Guarantees
Stable Channels is experimental software provided "as is":
- No guarantees of uptime, stability, or performance
- Transactions are irreversible
- You assume all risk, including potential loss of funds
Open Source
Source code: https://github.com/toneloc/stable-channels
Changes
We may update this policy. Updates will be posted here.